Laverna Zeeb and Fjs, Inc. v. National Farmers Union Property and Casualty Company

ROSS, Senior Circuit Judge.

Plaintiffs Laverna Zeeb and FJS, Inc. brought this action alleging breach of contract and bad faith after defendant, National Farmers Union Property and Casualty Company (NFU), failed to pay insurance proceeds on property which was destroyed by a fire in 1987. The district court granted summary judgment in favor of NFU finding that the NFU insurance policy was void as a result of an “other insurance” clause in the contract. Based on our reasoning set forth below, we reverse and remand for further proceedings.

NFU issued an insurance policy to Laver-na Zeeb and FJS…