Cincinnati Insurance Co. v. Shelby Mutual Insurance Co.

CARNEY, Presiding Judge.

The Plaintiff-Appellant, Cincinnati Insurance Company, brought suit for declaratory judgment to determine which contract or contracts of liability insurance afforded coverage to John B. Hanna as against the tort claim for injuries to four-year-old Matthew M. Ramsbottom who inserted his arm through a wire mesh fence or cage at Hanna’s home near Knoxville on July 22, 1972. The child’s arm was torn from his body by a pregnant lioness owned by Hanna. The Chancellor exonerated from liability the Defendant Shelby Mutual Insurance Company which held a homeowners’ policy. He…