Heidingsfelder v. Hibernia Insurance, LLC

BELSOME, Judge.

11Plaintiffs-Appellants, Mr. and Mrs. Ross Heidingsfelder, Sr., appeal the trial court’s grant of Defendants-Appellees’ mo tion for summary judgment. Appellants purchased a builder’s risk flood policy from Appellees, Hibernia Insurance, L.L.C., which was converted to a homeowner’s flood policy upon completion of their home’s construction. 1 The homeowner’s flood policy, which Mr. Heidings-felder admitted he did not read, did not include coverage for contents. 2 After sustaining flood damage from Hurricane Katrina, Appellants sued Hibernia under the errors and omissions policy.…