Pisa v. Underwriters at Lloyd's, London

MEMORANDUM AND ORDER

LAGUEUX, District Judge.

I. INTRODUCTION

Anthony Pisa’s tavern, the Golden Dream Restaurant, in Tiverton, Rhode Island, burned down on December 5, 1989. Pisa had insured the premises with a policy (“the Policy”) from Underwriters at Lloyd’s, London (“Underwriters”), which covered damage resulting from fire. Pisa brought this diversity suit 1 roughly one year after the fire to collect on the Policy and to seek additional compensation and punitive damages for financial loss and emotional distress allegedly resulting from Underwriters’ failure to make timely payment on his…