Charles Smith, et al. v. Clear Blue Insurance Company

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF LOUISIANA LAKE CHARLES DIVISION CHARLES SMITH, ET AL. CIVIL ACTION NO. 25-0123 VERSUS JUDGE ALEXANDER C. VAN HOOK CLEAR BLUE INSURANCE COMPANY MAGISTRATE JUDGE LEBLANC MEMORANDUM RULING Charles Smith obtained a state court judgment following a traffic accident with Stanley Ceasar, Jr., and the underinsured motorist carrier for Smith’s employer paid a portion of that judgment. In this case, Smith filed a bad faith action purportedly on Ceasar’s behalf against Ceasar’s liability insurer, Clear Blue Insurance Company (“Clear Blue”), for failing to…