Salamy v. State Farm Fire & Casualty Co.

CRIST, Judge.

Sam A. Salamy brought suit against State Farm Fire and Casualty Company (State Farm) for payment under insurance policies for losses suffered by Salamy as a result of a fire at his residence, the structure insured under the policies. The jury found in favor of State Farm and Salamy appealed. We affirm.

Salamy’s first point on appeal is that the trial court erred in failing to include the second paragraph of MAI 32.24 in Instruction No. 9. MAI 32.24 is an affirmative defense instruction which directs the jury to find for defendant if it finds the plaintiff to have violated a policy…