Legal Opinion

Atkins v. Horace Mann Insurance

Court of Appeals of South Carolina

Decided February 21, 2008No. 4345PublishedCited by 3 opinions

1Opinion of the CourtHearn, C.J.

Clifford Atkins appeals the circuit court’s order finding Horace Mann Insurance Company (Horace Mann) made him a commercially reasonable offer of underinsured motorist (UIM) coverage, and that the underlying policy should not be reformed to include UIM coverage up to liability limits. Atkins contends Horace Mann failed to meet its burden of proving that a meaningful offer of UIM coverage was made. We affirm.

FACTS

On or about December 27, 2000, Atkins purchased a 1993 Lexus. The circuit court’s order is contradictory as to the manner in which Atkins’ Lexus became covered by Horace Mann. The…

2Cases cited11 opinions

  1. State Farm Mutual Automobile Insurance v. Wannamaker Ex Rel. Estate of WannamakerSupreme Court of South Carolina · 1987
  2. Butler v. Unisun InsuranceSupreme Court of South Carolina · 1996
  3. Floyd v. Nationwide Mutual InsuranceSupreme Court of South Carolina · 2005
  4. Dewart v. State Farm Mutual Automobile InsuranceCourt of Appeals of South Carolina · 1988
  5. Hardy v. AikenSupreme Court of South Carolina · 2006

6 more not listed; retrieve them via the Exa API.

3Cited by3 opinions

  1. Cohen v. Progressive Northern InsuranceCourt of Appeals of South Carolina · 2013
  2. Liberty Mutual Fire Insurance v. McKnightDistrict Court, D. South Carolina · 2015
  3. Kimberly Bagnal v. Foremost Insurance GroupCourt of Appeals for the Fourth Circuit · 2012

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