Pacific Trading Co. v. Sun Insurance Office, Ltd.

This is an action brought by plaintiff to recover unearned premiums claimed to have been paid on two fire insurance policies issued by defendant to the Sanborn-Cutting Co. on February 17, 1929, on which plaintiff claims to have paid premiums amounting to $830.68.

These policies contained the usual cancellation clauses permitting the insurer to cancel the policies on five days notice to the insured and returning the unearned portion of the premium.

On April 15, 1929, the insurer canceled the policies leaving an unearned premium of $714.33. ■ The plaintiff demanded payment of this amount on April…