American States Insurance v. McCann Ex Rel. McCann

Gernon, J.:

American States Insurance. Company (American States) appeals the district court’s ruling which interpreted and applied an insurance policy American States had issued to Roper Pontiac, Inc. The district court found that American States was liable as the primary insurer for an accident involving one of Roper Pontiac’s vehicles. We reverse.

American States filed a declaratory judgment action asking the court to determine its rights and responsibilities with regard to an automobile collision involving Matthew McCann, Regina Westcott Gaiser, and James W. Dean. McCann was shopping for a…