Prudential Insurance Company of America v. Lucas

O’QUINN, Justice.

Decision in this case turns on whether a pickup truck being driven by the insured at the time of his death was a private automobile of pleasure car design not in use for commercial or occupational purposes within the meaning of the terms of an insurance policy.

The life insurance policy involved provided for payment of $15,000 upon death of the insured. It also afforded an additional benefit of $3,000 if the insured died while driving or riding in a “private automobile of pleasure car design (including station wagon or similar body types) not in use for commercial or…