In re Flournoy

DECISION AND ORDER

G. Michael Halfenger, United States Bankruptcy Judge

Jamiela Flournoy and Vernon Shaw jointly incurred debt to purchase a car. They gave the lender a lien on the car to secure repayment. Flournoy alone filed a chapter 13 case. She seeks to modify the creditor’s rights through her chapter 13 plan so that the lien terminates when she receives a discharge. The creditor objects to plan confirmation.

Because the Bankruptcy Code does not authorize Flournoy to eliminate the lien on Shaw’s interest in the car, the court construes her plan to modify the creditor’s lien only on her…