Oliva v. Vermont Mutual Insurance

In this declaratory judgment action, defendant Vermont Mutual Insurance Company (Vermont Mutual) appeals an order of the Superior Court (Galway, J.) finding insurance coverage under a homeowner’s policy because Jeremy Raskiewiez was “in the care of’ its insured, defendant Mavrone Alt, at the time the plaintiff, Stephen S. Oliva, was injured while working with Raskiewiez. We reverse.

The trial court found the following facts. In June 2000, Raskiewiez began staying at Alt’s home in Hollis. He remained there until sometime in the fall of 2000. Raskiewiez was twenty years old at the time. He was…