Godbout v. Lloyd's Insurance Syndicates Messrs. Mendes & Mount

The defendant, Lloyd’s Insurance Syndicates Messrs. Mendes and Mount (Lloyd’s), appeals an order from the Superior Court (Smith, J.) denying its motion for summary judgment and granting summary judgment to the plaintiff, Rachel Godbout, executrix of the estate of Roger Godbout (estate). On appeal, Lloyd’s argues that the court erred in concluding that the estate was entitled to coverage under an insurance policy it issued to Roger Godbout (decedent). We reverse.

The trial court found the following facts. In March 1999, the decedent assembled a Rotorway helicopter that he had purchased as a…