Portfolio Recovery Associates, LLC v. Jeannie Duvall, Jeannie Duvall v. Portfolio Recovery Associates, LLC , Portfolio Recovery Associates, LLC v. Allease Riddle, Portfolio Recovery Associates, LLC v. Lorrena Terry, Allease Riddle v. Portfolio Recovery Associates, LLC, Portfolio Recovery Associates, LLC v. Lorrena Terry

Notice: This opinion is subject to correction before publication in the PACIFIC REPORTER. Readers are requested to bring errors to the attention of the Clerk of the Appellate Courts, 303 K Street, Anchorage, Alaska 99501, phone (907) 264-0608, fax (907) 264-0878, email corrections@akcourts.gov. THE SUPREME COURT OF THE STATE OF ALASKA ) PORTFOLIO RECOVERY ) Supreme Court Nos. S-18318/18357 ASSOCIATES, LLC, ) (Consolidated) ) Appellant and ) Superior Court No. 3AN-18-10683 CI Cross-Appellee, ) ) OPINION v. ) ) No. 7771 – May 23, 2025 JEANNIE DUVALL, ) ) Appellee and ) Cross-Appellant. ) ) )…