XL Insurance America, Inc. v. BJ's Wholesale Club, Inc.

By Judge Gary A. Hicks

This matter came before this Court on October 25, 2012, for a one-day bench trial. The Court, having reviewed the record in this matter, the applicable case law and statutes, the ore terns arguments of the parties, and the parties’ post-trial submissions, hereby renders its findings of facts and conclusions of law in the following opinion.

Issues

This is a declaratory judgment action presenting the single issue of whether BJ’s Wholesale Club, Inc. (hereinafter “BJ’s”) must reimburse XL Insurance America, Inc. (hereinafter “XL”) in the amount of $500,000.

The Parties

XL is an…