Carnegie v. Household International, Inc.

MEMORANDUM OPINION AND ORDER

BUCKLO, District Judge.

In 1995, plaintiff Lynne A. Carnegie, a citizen of New York, responded to an advertisement and patronized an H & R Block store in New York. She purchased a refund anticipation loan (“RAL”) and paid charges of $110 on a nine-day loan of $500. Ms. Carnegie alleges that she was duped into buying the RAL through a complex and illegal scheme involving various arms of H & R Block (collectively, “Block”) and aims of its co-conspirator bank (collectively “Beneficial”). In brief, the scheme alleged is as follows. Block runs a tax preparation and…