Blue v. Hartford Life & Accident Insurance
Court of Appeals for the Seventh Circuit
1Opinion of the Court
FLAUM, Circuit Judge.
William Blue’s insurance company, Hartford Life & Accident (“Hartford”), withdrew his long-term disability benefits after doctors indicated that his condition had improved such that he was no longer incapable of occupying “any occupation” as his policy required. After an unsuccessful appeal, Blue filed the instant lawsuit alleging breach of contract and bad faith denial of benefits. In the course of the suit, Blue discovered that Hartford had applied the incorrect standard to his policy determination. Instead of applying the “any occupa tion” standard, Hartford should…
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