Essex Insurance Company v. Eldridge Land LLC

OPINION

ADELE HEDGES, Chief Justice.

In this cause, we are called upon to interpret provisions in a commercial property insurance policy concerning vandalism and damage from theft. Although courts in other jurisdictions have addressed substantially similar provisions, arriving at conflicting results, .this is the first Texas appellate case to raise these precise issues.

Eldridge Land, L.L.C. sued Essex Insurance Company, after Essex denied coverage for damage to Eldridge’s property which was insured under a policy issued by Essex. Both parties filed motions for summary judgment, asserting that…