Kapahua v. Hawaiian Insurance & Guaranty Co.

OPINION OF THE COURT BY

RICHARDSON, C.J.

The sole question before this court is whether an insurance company or its agent is negligent toward an insured when neither it nor its agent gives the insured notice of the expiration of her automobile insurance policy and it does not automatically renew the policy upon expiration.

Plaintiff purchased automobile insurance from the defendant insurance company through the defendant Mossman, its agent, for the stated term of May 9, 1966, to May 9, 1967. The contract contained no grace period provision nor any provision that notice of expiration would be…