Henry Horia v. Nationwide Credit & Collection

In the United States Court of Appeals For the Seventh Circuit ____________________ No. 19-1559 HENRY HORIA, Plaintiff-Appellant, v. NATIONWIDE CREDIT & COLLECTION, INC., Defendant-Appellee. ____________________ Appeal from the United States District Court for the Northern District of Illinois, Eastern Division. No. 17-cv-08355 — Andrea R. Wood, Judge. ____________________ ARGUED DECEMBER 12, 2019 — DECIDED DECEMBER 18, 2019 ____________________ Before BAUER, EASTERBROOK, and ST. EVE, Circuit Judges. EASTERBROOK, Circuit Judge. Nationwide Credit sent Hen- ry Horia a leWer seeking to collect a…