State Farm Mutual Automobile Insurance v. Ramsey

Shaw, Judge:

This is a declaratory judgment action. State Farm Mutual Automobile Insurance Company appeals from an order of the circuit court holding that emotional trauma is bodily injury for which damages may be assessed under a standard automobile liability insurance policy. We affirm.

Respondent Candus Ramsey witnessed defendant Barbara B. Hellebrand’s striking and killing of her daughter, Deana M. Ramsey, with her automobile. The policy provides liability coverage on Mrs. Hellebrand’s automobile of $25,000 per person and $50,000 per occurrence. The company admitted liability and paid for…