Alabama Telco Credit Union v. Gibbons

DONALDSON, Judge.

This case involves a claim of exemption from garnishment made by a debtor. Alabama Telco Credit Union (“ATCU”) appeals a judgment of the Jefferson Circuit Court (“the trial court”) in favor of Gerry Wayne Gibbons exempting all of Gibbons’s income from a garnishment sought by ATCU to collect a judgment. We reverse the judgment and remand the cause.

Facts and Procedural History

On February 18, 2013, ATCU filed a complaint against Gibbons alleging that he had failed to remit payments due under a contract between the parties. The trial court entered a default judgment against…