Georgia International Life Insurance v. King

Deen, Judge.

Under Code Ann. § 56-2402 the contract of insurance includes all “clauses, riders, endorsements and papers attached . . . thereto and a part thereof.” The policy here states in one of its clauses: “The policy and the application, a copy of which is attached, constitute the entire contract. . . No statement shall void the policy or be used in defense of a claim unless it is contained in the application.” “As regards separate papers physically attached [to the insurance policy], the modern trend of authority is to the effect that complete absence or insufficiency of reference in the…