Union American Insurance Co. v. Cabrera

COPE, Judge.

Union American Insurance Company appeals an adverse judgment in an uninsured motorist coverage (“UM”) case. We reverse.

Plaintiff-appellee Juan B. Cabrera was the owner of his own trucking rig, and obtained trucking work through Truck Brokerage By National (“TBBN”). Plaintiff was required to carry liability insurance. He could either purchase his own policy or opt to be covered by TBBN’s business auto policy. Plaintiff chose the TBBN policy which was written by defendant-appellant Union American.

In May 1994, plaintiff was in an accident with an uninsured motorist. He sought UM…