Williams v. MBNA America Bank, N.A.

ORDER GRANTING DEFENDANTS MOTION TO DISMISS

GERALD E. ROSEN, District Judge.

I. INTRODUCTION

Plaintiff Kim Williams filed her one-count Equal Credit Opportunity Act (“ECOA”) complaint in this action alleging that Defendant MBNA America Bank’s letter notifying her of its rejection of her credit card application did not comply with the ECOA’s notice requirements. Defendant MBNA now moves to dismiss Plaintiffs Complaint pursuant to Fed.R.Civ.P. 12(b)(6) for failure to state a claim upon which relief can be granted. Plaintiff has responded to MBNA’s motion, to which response MBNA has replied.

Having…