Sentinel Insurance company/the Hartford v. Usaa Insurance Company

MERCIER, Judge..

We granted an application for interlocutory appeal in this case to review the trial court’s determination of priority of underinsured motorist (“UM”) coverage between the parties, and to address the priority of UM coverage in the context of limited liability companies. We conclude that the “more closely identified with” test shows that the trial court incorrectly determined the priority of UM coverage. We therefore reverse.

The facts relevant to our analysis are undisputed. The underlying case is a personal injury action for damages arising from an automobile collision.…