Ohio Casualty Insurance Co. v. Unigard Insurance Co.

Justice PARRISH,

opinion of the Court:

INTRODUCTION

1 The Ohio Casualty Insurance Company (Ohio Casualty) insured Cloud Nine, LLC1 under a commercial general liability (CGL) policy from June 10, 2001 to June 10, 2002. Unigard Insurance Company (Unigard) insured Cloud Nine under a CGL policy from December 12, 2002 through December 12, 2005. Edizone, LC sued Cloud Nine in federal district court, alleging injuries that began during the last three months of Ohio Casualty's policy period and continued throughout Unigard's policy period. The federal district court ruled that the insurers must equally…