Home Insurance Co. v. Palmour Hardware Co.

Palmour Hardware Company brought suit against Home Insurance Company of New York, to recover the face value of a fire-insurance policy in the amount of $2000, the petition alleging that on April 6, 1936, the property insured was destroyed by fire and was of the value of $39,000; and that due notice of loss and proof thereof were submitted to the defendant, but that it refused to pay any amount under the policy. The policy provided, among other things, that “If a building or any part thereof fall, except as the result of fire, all insurance by this policy on such building or its contents shall…