McDonald v. Western-Southern Life Insurance

OPINION

RICHARD MILLS, District Judge.

James McDonald worked for Western-Southern Life Insurance Company for nearly twenty-one years before he began receiving long-term disability (“LTD”) benefits from Western-Southern Life Insurance Company’s Flexible Benefits Plan due to his severe depression and his aggressive personality disorder. 1

After paying LTD benefits for over seven years, Western-Southern terminated McDonald’s LTD benefits after it concluded that he was no longer disabled from performing any and every occupation, business, or employment for wages, compensation, or profit as was…