Crawford v. Prudential Insurance Co. of America

Brazil, J.:

Prudential Insurance Company of America (Prudential) appeals a district court decision finding that insurance coverage exists and awarding prejudgment interest and attorney fees to Ronnie Crawford. We reverse.

A. I. Leonard was hired by John McCullough of Pittsburg Aluminum Recycling to repair the recycling plant’s roof. Leonard, in turn, hired or contracted with Crawford to help him at $8.00 per hour. The men drove to the job site in Leonard’s truck and used Leonard’s tools.

McCullough did not hire Crawford and did not know Crawford was helping Leonard. Upon completion of the job,…