Norris v. Nationwide Mutual Fire Insurance Co.

OPINION

FRANKS, Judge.

In this action, the jury returned a verdict for plaintiffs in the amount of $48,000.00 for additional living expenses under the provisions of the insurance policy issued by defendant. Additionally, the court assessed a bad faith statutory penalty of 25 per cent against defendant, pursuant to T.C.A., § 56-7-105.

On October 5, 1982, plaintiffs’ home was destroyed by fire and within 60 days of the loss defendant paid plaintiffs in excess of $1,000,000.00 for the loss of the dwelling and unscheduled personal property. The policy also provided coverages for additional living…