Manufacturers National Bank of Detroit v. Curcio (In Re Curcio)

OPINION

GEORGE BRODY, Bankruptcy Judge.

This is an action instituted by Manufacturers National Bank of Detroit to except from discharge a debt owing to it in the amount of $811.82. The facts are not in dispute and are as follows:

Manufacturers National Bank of Detroit (hereinafter referred to as the “Bank”) issued a Master Charge credit card to Alfred Anthony Curcio (hereinafter referred to as the “bankrupt”) on May 1, 1972, with an established credit limit of $500.00. Pursuant to the Master Charge agreement, the bankrupt agreed not to exceed the credit limit established on his account. This…