Poulton v. State Farm Fire & Casualty Companies

NATURE OF CASE

Due to mold and fungi in their home, Thomas Poulton and Karen Poulton suffered a significant loss of personal property. Seeking compensation for their loss, the Poultons filed a claim with their insurer, State Farm Fire and Casualty Companies (State Farm). State Farm denied the claim, and the Poultons sued State Farm for coverage. The trial court determined the Poultons’ insurance policy did not provide coverage and dismissed their petition. The issue on appeal is whether the Poultons’ personal property is covered under the “resulting loss” provision of their policy.

FACTUAL AND…