Metropolitan Life Insurance v. Landsman

Pennewill, C. J.,

delivering the opinion of the Court:

Obviously, under the pleadings, the only question the *386Court must determine is whether the injury complained of was caused by violent and accidental means.

The defendant correctly states' in his brief that the clause contained in the policy “caused directly and independently of all other causes by violent and accidental means” has received two distinct and opposed interpretations from the courts of this country.

One line of decisions hold that any injury that is accidental is covered by the clause. The other draws a distinction between an…