Sitton v. State Farm Mutual Automobile Insurance

This is a class action by State Farm insureds, who allege State Farm acted in bad faith to deny coverage for medical expenses. We granted discretionary review to determine whether the trial court erred in refusing to decertify the class, particularly in light of its adopted trial plan. We conclude the court did not abuse its discretion in granting class certification under CR 23(b)(3), but that *249certification under CR 23(b)(1) and (b)(2) was improper. We also vacate the trial plan because it contemplates an award of damages without proof of causation and without an opportunity for State Farm…