Hartford Casualty Insurance v. Mt. Hawley Insurance

Opinion

MALLANO, J.

Under a construction contract, a subcontractor agreed to indemnify the general contractor for claims and liabilities arising out of the subcontractor’s performance and to obtain a commercial general liability (CGL) policy listing the subcontractor as the named insured and the general contractor as an additional insured. The general contractor also had its own separate CGL policy, designating it as the named insured.

While the construction was in progress, an employee of the subcontractor was injured and filed suit against the general contractor. The subcontractor’s insurer…