Ebbing v. State Farm Fire & Casualty Co.

Terry Crabtree, Judge.

This is an insurance contract case arising out of a homeowners insurance policy issued by appellee State Farm Fire and Casualty Company to appellants John and Peggy Ebbing insuring the Ebbing dwelling and its contents. The policy contained exclusions from coverage and limited coverage of the personal property to certain specified causes. After a Pulaski County jury found for State Farm, appellants brought this appeal alleging six issues: (1) as a matter of law, the flood or surface-water exclusion does not apply to bar recovery; (2) there is no substantial evidence to…