Crocker v. American National General Insurance Co.

OPINION

Opinion by

Justice WHITTINGTON.

Julie and Johnny Crocker appeal the trial court’s summary judgment in favor of American National General Insurance Company (ANGIC), American National Property & Casualty Insurance Company (ANPAC), Gary Armstrong, and Armstrong & Armstrong Adjusters Association, Inc. (together referred to as Armstrong). Because the surface water exclusion in the Crockers’ homeowners insurance policy barred their claims for damage to their home, we affirm the trial court’s judgment.

Background

In 1994, the Crockers contracted to have an aggregate rock surface installed on top…