Allstate Insurance v. Clohessy

ANDERSON, Chief Judge:

On March 22, 1993, Mary Clohessy and her sons Brendan and Liam Clohessy were walking together near their home in New Haven, Connecticut. As they were attempting to cross a street — Liam on his mother’s right and Brendan on his mother’s left — an automobile driven by an uninsured motorist struck and killed Brendan. Mary and Liam witnessed the accident, but were not struck by the automobile.

The Clohessy family had an automobile insurance contract (“Policy”) with Allstate Insurance Company (“Allstate”), which included uninsured motorist coverage. The insurance contract was…