Nationwide Insurance v. Estate of Kollstedt

The issue that has been certified to this court by the Twelfth Appellate District is “whether, within the context of an intentional injury exclusion clause in an insurance contract, insanity should be defined pursuant to R.C. 2901.01(N) or Turner, supra [29 Ohio App.3d 73, 29 OBR 83, 503 N.E.2d 212].”

R.C. 2901.01(N), effective July 24, 1990, provides that “a person is ‘not guilty by reason of insanity’ relative to a charge of an offense only if he proves * * * that at the time of the commission of the offense, he did not know, as a result of a severe mental disease or defect, the wrongfulness…