State & County Mutual Fire Insurance Co. v. MacIas

The sole issue presented for our review in this case is whether State and County Mutual Fire Insurance Company must compensate the Maciases, its insureds, for their vehicle’s diminished market value when the car was damaged but fully repaired. The court of appeals held that diminished-value damages were recoverable under the policy, and affirmed the trial court’s partial summary judgment and declaratory judgment in favor of the Maciases. 83 S.W.3d 304. In American Manufacturers Mutual Insurance Co. v. Schaefer, 124 S.W.3d 154, we held that the Texas Standard Personal Auto Policy, under which…