Kelly v. Metropolitan Life Ins. Co.

BOULDIN, Justice.

An industrial life insurance policy, payable to the executor or administrator of the insured, containing a “facility of payment” clause, will not support' an action by the surviving husband of the insured in his own name.

Such clause confers an option on the insurer to make settlement with one of the persons therein named, facilitating speedy payment without administration, but does not subject the insurer to suit by one or more of such persons. If so, the insurer might be called to answer several separate suits by different claimants. Life Ins. Co. of Va. v. Newell, 223 Ala.…