Dollie Tuggle, Individually and as Heir of Urias S. Tuggle, Deceased v. Shelter Mutual Insurance Company

FAGG, Circuit Judge.

This case requires us to decide whether, under Arkansas law, uninsured motorist coverage applies to an insured killed while driving his employer’s uninsured vehicle, when liability is based solely on the worker’s compensation statute rather than any vehicle-related negligence.

While driving his employer’s truck in the course of employment, Dollie S. Tuggle’s husband hit another vehicle and was killed. Mrs. Tuggle obtained a worker’s compensation judgment against her husband’s employer, but received no money because the employer had no worker’s compensation insurance. Mrs.…