Olivero v. Horace Mann Mutual Insurance

This is an appeal by defendant from a judgment in the amount of $1,052.15 in favor of plaintiff in an action to recover hospital expenses and surgical costs under the provisions of a health and accident insurance policy.

The policy contains a table entitled HOSPITAL BENEFITS setting forth the maximum amounts payable for specific number of days confined to the hospital up to a total of 20 days and a further payment of $9 per day from the 21st day through the 365th day. There was also a surgical expense endorsement entitled SCHEDULE OF OPERATIONS, which lists the following items:

Maximum Tissue…