Couty v. Kentucky Farm Bureau Mutual Insurance

LUKOWSKY, Justice.

Mike Couty, the eighteen year old son of the movants, was drowned when his automobile plunged into a creek on December 15, 1975. At the time of his death, Mike had a “no-fault” insurance policy with the respondent, Kentucky Farm Bureau Mutual Insurance Company. This policy includes coverage for “survivor’s replacement services loss.” The policy complies with Kentucky’s no — fault insurance statute and is phrased in almost identical words. The definition of “survivor’s replacement services loss” in the policy is identical to the one in the statute.

KRS 304.39-020(5)(e) defines…