Umbras v. Prudential Insurance Co. of America

Opinion by

Kellek, P. J.,

The defendant insurance company issued three policies of life insurance to Onufri Umbras — Numbers 3145327, 3554007 and 6915669, each in the amount of $1,000 — payable at his death to his wife, Prances Umbras, as beneficiary. A loan was made on each policy to the insured, during his lifetime, reducing the net amount payable to the beneficiary. The insured died on November 25, 1932.

The insurance company, claiming that the policies had lapsed for non-payment of premiums and were not in force at the death of the insured, refused to pay the beneficiary anything upon them,…