Harlan v. Valley Insurance

*130DEITS, J.

Plaintiffs appeal from a summary judgment for defendant insurer. We affirm.

In 1989, defendant Valley Insurance Company issued an automobile insurance policy to Erik and Linda Jorgensen, as the named insureds. On the morning of August 23, 1989, their 15-year-old daughter, Erika, acquired a driver’s learning permit. Later that day, Erika drove the family car without her parents’ permission and collided with plaintiffs’ car, injuring the occupants. Notice of the accident was given to defendant. However, defendant refused to defend or to pay damages for plaintiffs’ injuries. Plaintiffs…