Haynes v. American Family Mutual Insurance

¶ 1. Tracy Haynes appeals the trial court's orders in favor of her insurer, American Family Mutual Insurance Company, holding that she was not entitled to recover from American Family: (1) the full value of her policy as the result of a fire at her home, and (2) statutory interest on settlement money that Haynes contends the insurance company should have paid earlier. We reverse on full value, affirm on statutory interest, and remand with directions.

I

¶ 2. This case concerns an insurance policy issued by American Family to Haynes covering her home, which she also used for day care, and her…