American Economy Insurance v. Tomlinson

GOLDBERG, Circuit Judge:

In this appeal, we must determine whether the defendant, a woman who received a one-half interest in an automobile through a probated will, owned that car within the meaning of her Texas personal automobile insurance policy. If the defendant owned the car in question, two “owned-but-unscheduled-ve-hide” exclusion clauses in her insurance policy apply and eliminate coverage for the injuries that she suffered in an accident that occurred while she was driving the car. If the exclusions apply, we must decide whether they conflict with the requirements of the Texas…