Legal Opinion
Royal Financial Group, LLC v. Perkins
Missouri Court of Appeals
Decided August 20, 2013No. ED 98991PublishedCited by 1 opinion
1Opinion of the Court
CLIFFORD H. AHRENS, Judge.
Terri Perkins appeals the trial court’s judgment in favor of Royal Financial Group on Perkins’s claim under the Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.). We reverse and remand.
Background
Royal is in the business of consumer debt collection. In December 2008, Royal purchased a portfolio of charged-off debt from Routhmeir Sterling Inc., of Cedar Rapids, Iowa. Exhibit A to their agreement consisted of a spreadsheet listing each account file. In the agreement, Routhmeir expressly disclaimed any representations or warranties with respect to the…
2Cases cited14 opinions
- Murphy v. CarronSupreme Court of Missouri · 1976
- McCollough v. Johnson, Rodenburg & Lauinger, LLCCourt of Appeals for the Ninth Circuit · 2011
- D. Lanty McCartney III v. First City Bank, Collecting Bank, National Association (A Bank in Liquidation) and First City Asset Servicing CompanyCourt of Appeals for the First Circuit · 1992
- Farid M. Sayyed v. Wolpoff & AbramsonCourt of Appeals for the Fourth Circuit · 2007
- Nathaniel Richmond, Stephanie Richmond v. Nicholas G. Higgins, Doing Business as Nicholas G. Higgins & AssociatesCourt of Appeals for the Eighth Circuit · 2006
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3Cited by1 opinion
- Portfolio Recovery Associates, LLC v. Juanita Schultz, Defendant/Respondent.Missouri Court of Appeals · 2014